What's your perfect credit card

I am looking for the most suitable rewards credit card that would fit my spending needs. Please consider all of the following details about my spending and rewards redeeming habits in order to select the best card to apply for. Make a variety of recommendations and if there are any special new account incentives make sure to let me know. It is very important that you make me aware of new account bonuses and give me the details for it. Give multiple options and rank them based on a combination of the offer presented plus what I am looking for in a credit card with the considerations below. Also make sure to add pros and cons:

I am looking for a Consumer credit card

My credit score is:

Amount I spend on average:

Most of my expenses are in:

Please consider how I spend most of my usual monthly expenses:

When I redeem my rewards

.

I usually

a balance monthly on my card.

Nice perks to have: Trip cancellation\u002Finterruption insurance, auto rental collision\u002Floss damage waiver, primary rental car insurance, Global Entry or TSA PreCheck, no foreign transaction fees, item insurance, special credits, exclusive discounts, travel lounge access, TSA pre check or similar travel benefits and access to other exclusive lounges or events. Additional perks that i need are:

For an annual fee I am willing to pay UP TO:

if it makes sense.

This prompt helps you find personalized credit card recommendations based on your specific financial profile, spending habits, and reward preferences. It analyzes your information to suggest the best cards that align with your needs and provides detailed comparisons including special offers and sign-up bonuses.

How to Use

Fill in all the required information about your credit profile and spending habits
Be specific about your preferences and needs
Review the recommendations provided, focusing on how they align with your priorities
Consider the pros and cons listed for each recommendation

Variables Explained

Credit Profile

{{credit}}: Enter your current credit score range (e.g., "excellent (750+)", "good (700-749)", "fair (650-699)")

Spending Information

{{spend}}: Your average monthly spending on credit cards (e.g., "$3,000 per month")
{{categories}}: List your primary spending categories (e.g., "dining, travel, groceries, gas")
{{expenses}}: Provide a breakdown of your typical monthly expenses (e.g., "30% groceries, 25% dining, 20% travel, 15% online shopping, 10% utilities")

Rewards Preferences

{{redemption}}: Describe how you prefer to redeem rewards (e.g., "prefer cash back", "want travel points", "like to transfer points to airline partners")
{{balance}}: Indicate if you "carry" or "don't carry" a balance on your card monthly
{{perks}}: List any additional specific perks you're interested in beyond those already mentioned (e.g., "airport lounge access, extended warranty, cell phone protection")

Fee Consideration

{{fee}}: Maximum annual fee you're willing to pay (e.g., "$95", "$250", "$550", or "no annual fee")

Tips for Best Results

Be honest about your credit score for more accurate recommendations
Provide detailed information about your spending patterns for better matching
Consider your redemption preferences carefully, as this significantly affects which card would be most valuable for you
When specifying perks, prioritize those that matter most to your lifestyle
Be realistic about annual fees – higher fee cards often offer better perks but need to match your spending level to be worthwhile